Why should I need a Loss Assessor?

When dealing with a claim of any size, the insurance company will employ a loss adjuster to protect their interests. A loss assessor will be on your side.

The services of a Loss Assessor for business claims is crucial

The only reason why anyone has insurance is to pay out when you need to make a claim. So you have the right to expect that your insurance company will deal with it in a sympathetic manner and in such a way that does not leave you financially disadvantaged.

Sadly, the reality is often very different. The insurance company will appoint a loss adjuster or representative. They are engaged and paid by the Insurance Company to protect their financial interests.

There are always grey areas and claim assessing is not an exact science.  There are many instances where there is no absolute answer to the way a claim for a particular item should be settled and, human nature being what it is, the loss adjuster is likely to lean towards his employers.

Loss assessors charge a fee agreed with you in advance, for the work undertaken on your behalf.

When should I appoint my Loss Assessor?

The way a claim is prepared and presented is every bit as important as the way in which it is negotiated and settled.

You therefore need to appoint a loss assessor as soon as you realise that you have a claim.

DON’T WAIT until things start to go wrong – when the Insurance Company’s loss adjuster tells you that you are not entitled to claim for something which you were convinced you are – or when they try to reduce the amount you are claiming, often quoting small print in the policy.